INDEPENDENT MANAGEMENT LTD

COMMERCIAL & CAPTIVE INSURANCE MANAGEMENT

About us

WHAT MAKES OUR COMMERCIAL AND CAPTIVE INSURANCE MANAGEMENT DIFFERENT

IML is a trusted management services facility specializing in delivering comprehensive solutions for both life and non-life commercial insurance and captive insurance management companies. Our approach combines tailored strategies with proven industry practices to ensure clients receive reliable support across every stage of their insurance journey.

With decades of experience in managing commercial and captive insurance companies dating back to the 1970s the IML team provides unmatched expertise, regulatory knowledge, and personalized service. We focus on governance, compliance, and long-term sustainability, helping our clients maximize the value of their insurance programs while maintaining confidence in Bermuda’s respected domicile.

OUR DIFFERENCE

Market Leaders

With over 40 years of experience and clients spanning all over the world, we are well positioned to provide best in class solutions to suit our client needs.

OUR DIFFERENCE

Long Term Partners

Maximizing your success starts with the right partner. The majority of our portfolio includes clients who have been with IML since its incorporation.

OUR DIFFERENCE

BESPOKE SOLUTIONS

With IML, you get a dedicated team with in-depth industry knowledge that specializes in the design, implementation, and management of Commercial and Captive Insurance Companies.

CAPTIVE SOLUTIONS

CAPTIVE INSURANCE MANAGEMENT FOR YOUR BUSINESS

Captive insurance management is essential for businesses seeking cost-effective risk control, regulatory compliance, and long-term stability. At IML, we specialise in guiding organisations through the full lifecycle of their captive from design and formation to day-to-day management. Our Bermuda-based expertise ensures your programme operates efficiently, meets global compliance standards, and delivers measurable value to your business.

INSURANCE
MANAGEMENT
LEADERS

CAPTIVE SOLUTIONS

Captive Insurance Health Check

CAPTIVE SOLUTIONS

Captive Insurance Design & Formation

CAPTIVE SOLUTIONS

Captive Insurance Management

OUR KNOWLEDGE BASE

CAPTIVE INSURANCE 101

INSURANCE
MANAGEMENT
LEADERS

COMMERCIAL INSURANCE

OUR COMMERCIAL INSURANCE SOLUTIONS

Effective commercial insurance management is vital for protecting businesses against complex risks, regulatory requirements, and unexpected financial exposure. At IML, we deliver tailored commercial insurance solutions that cover design, formation, and ongoing management, ensuring your programme operates efficiently and compliantly. Our expertise helps organisations reduce costs, safeguard assets, and achieve long-term stability in today’s dynamic business environment.

LIFE & NON-LIFE

Commercial Insurance Design & Formation

COMMERCIAL SOLUTIONS

Commercial Insurance Management

Iml updates

OUR LATEST NEWS & EVENTS

GET INSIGHTS INTO
OUR LATEST UPDATES

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LATEST NEWS

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LATEST NEWS

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LATEST NEWS

Learn what commercial umbrella insurance is, why it matters, and how expert commercial insurance management helps protect businesses from high-value claims.

CONTACT US

Get in touch with our team of experts

Office

46 Reid Street,
BERMUDA

Phone

(441) 295 2144